:root{
  --bg:#f4f7fb;
  --surface:#ffffff;
  --surface-soft:#f7faff;
  --text:#1f2937;
  --muted:#5b677a;
  --line:#d9e3ef;
  --brand:#163a70;
  --brand-2:#1e5aa8;
  --ink:#0f172a;
  --shadow:0 10px 30px rgba(17,40,76,.08);
}
html{box-sizing:border-box;scroll-behavior:smooth}
*,*:before,*:after{box-sizing:inherit}
body{margin:0;font-family:Inter,Arial,Helvetica,sans-serif;line-height:1.65;color:var(--text);background:linear-gradient(180deg,#f8fbff 0%,#f4f7fb 100%)}
a{color:var(--brand-2);text-decoration:none}
a:hover{text-decoration:underline}
img{max-width:100%;display:block}
.wrap{max-width:1100px;margin:0 auto;padding:0 20px}
.site-header{position:sticky;top:0;z-index:5;background:rgba(255,255,255,.88);backdrop-filter:blur(10px);border-bottom:1px solid rgba(217,227,239,.9)}
.header-row{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:14px 0}
.brand{display:flex;align-items:center;gap:14px;color:var(--brand)}
.brand img{height:38px;width:auto}
.topnav{display:flex;gap:18px;flex-wrap:wrap}
.topnav a{color:#32435f;font-weight:600}
.hero{padding:56px 0 34px;background:
  radial-gradient(circle at top right, rgba(30,90,168,.12), transparent 32%),
  linear-gradient(180deg,#eef5ff,#f7fbff 60%,rgba(247,251,255,0))}
.eyebrow{font-size:.82rem;font-weight:800;letter-spacing:.11em;text-transform:uppercase;color:#5672a3;margin-bottom:12px}
.hero-grid{display:grid;grid-template-columns:1.22fr 1.02fr;gap:28px;align-items:start}
.hero h1{margin:.1em 0 .25em;font-size:clamp(2.1rem,4vw,3.25rem);line-height:1.08;color:var(--brand);letter-spacing:-.02em}
.hero p{font-size:1.06rem;color:#334155;max-width:760px}
.hero-card,.box,.card,.howto,.related,.kpi{background:var(--surface);border:1px solid var(--line);border-radius:16px;box-shadow:var(--shadow)}
.hero-card{padding:18px}
.hero-actions{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.hero-link-card{background:var(--surface);border:1px solid var(--line);border-radius:14px;box-shadow:0 8px 22px rgba(17,40,76,.06);padding:16px;text-decoration:none;display:block}
.hero-link-card:hover{text-decoration:none;transform:translateY(-1px)}
.hero-link-card strong{display:block;color:var(--brand);font-size:1.02rem;line-height:1.2;margin-bottom:6px}
.hero-link-card span{display:block;color:var(--muted);font-size:.92rem;line-height:1.45}
.kpi-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.kpi{padding:16px;text-align:center}
.kpi strong{display:block;text-align:center;font-size:1.45rem;color:var(--brand);line-height:1.1;margin-bottom:6px}
.kpi span{display:block;text-align:center;color:var(--muted);font-size:.94rem}
.section-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin:22px 0 28px}
.box{padding:24px}
.box h2,.content h2{margin:0 0 10px;color:#223a63;letter-spacing:-.01em}
.box p,.content p,.content li{color:#334155}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:20px;padding-bottom:32px}
.card{padding:20px;transition:transform .15s ease, box-shadow .15s ease}
.card:hover{transform:translateY(-2px);box-shadow:0 14px 34px rgba(17,40,76,.11)}
.card h3{margin:0 0 8px;font-size:1.06rem;color:#223a63}
.muted{color:var(--muted)}
.breadcrumbs{font-size:.93rem;margin:18px 0 8px;color:var(--muted)}
.breadcrumbs a{color:#4f6e9f}
.content{max-width:860px;margin:0 auto;padding:6px 20px 34px}
.content h1{font-size:clamp(1.9rem,3vw,2.6rem);line-height:1.12;color:var(--brand);letter-spacing:-.02em;margin:.2em 0 .4em}
.content h2{margin-top:30px;font-size:1.28rem}
.content ul{padding-left:18px}
.howto,.related{padding:18px 18px 16px;margin:20px 0;background:var(--surface-soft)}
.howto strong,.related strong{color:#223a63;display:block;margin-bottom:6px}
.related ul{margin:8px 0 0 18px;padding:0}
.faq{margin-top:30px;padding-top:6px;border-top:1px solid var(--line)}
.faq h3{margin-bottom:6px;color:#223a63}
.state-list{columns:2;column-gap:32px}
.badge-row{display:flex;gap:10px;flex-wrap:wrap;margin-top:14px}
.badge{display:inline-flex;align-items:center;padding:7px 10px;border-radius:999px;background:#eaf2ff;color:#24467c;font-size:.84rem;font-weight:700;border:1px solid #d8e6fa}
.site-footer{margin-top:34px;border-top:1px solid var(--line);background:#fff;clear:both}
.footer-row{padding:24px 0 30px;color:#46556d;font-size:.95rem;display:flex;flex-direction:column;align-items:flex-start}
.footer-brand{display:flex;align-items:center;gap:12px;margin-bottom:10px;color:var(--brand);font-weight:700}
.footer-brand img{height:28px}
.footer-links{display:flex;gap:14px;flex-wrap:wrap;margin-top:10px}
.footer-links a{color:#1e5aa8;font-weight:600;text-decoration:none}
.footer-links a:hover{text-decoration:underline}
.footer-note{margin-top:10px;color:#46556d}
.page-shell{max-width:1100px;margin:0 auto;padding:0 20px 34px}
.page-panel,.legal-page{background:var(--surface);border:1px solid var(--line);border-radius:16px;box-shadow:var(--shadow);padding:24px;margin:10px 0 0}
.page-panel h1,.legal-page h1{font-size:clamp(1.9rem,3vw,2.6rem);line-height:1.12;color:var(--brand);letter-spacing:-.02em;margin:.2em 0 .4em}
.page-panel h2,.legal-page h2{margin-top:28px;color:#223a63}
.page-panel p,.page-panel li,.legal-page p{color:#334155}
.page-panel ul{padding-left:18px}
@media (max-width:860px){
  .hero-grid,.section-grid{grid-template-columns:1fr}
  .hero-actions{grid-template-columns:1fr 1fr}
}
@media (max-width:700px){
  .state-list{columns:1}
  .header-row{align-items:flex-start;flex-direction:column}
  .brand img{height:34px}
}
@media (max-width:560px){
  .hero-actions{grid-template-columns:1fr}
}


.hero-link-card strong{text-align:center !important;}
.hero-link-card span{text-align:center !important;}